Don't worry, be happy

Life is good. When the market’s roaring upwards, you can sit back, relax and watch your personal portfolio chalk up the rewards. And, now, when things don’t look quite so rosy, it still doesn’t matter. After all, federal insurance will cover all of your losses... won’t it? If you’ve never heard of the joys of federal insurance to protect against the downside of the stock market, then don’t worry – it doesn’t exist. But there are an awful lot of